The loyalty LAYER shaping the next era of engagement

Launch mobile-first, modular experiences that capture first-party data, increase customer spend, improve retention, and deliver measurable impact.

Trusted by the biggest global brands

Build experiences as flexible as your goals.

Gamified, mobile-first activations that adapt to any audience or goal. Modular, easy to deploy, and future-proofed to evolve with technology and consumer behavior.

Loyalty that learns from every interaction

AI personalization tailors each journey to user behavior, delivering the right reward to the right person at the right time, creating loyalty that feels personal, not programmatic.

Protect your brand with trusted global compliance

Operate confidently across regions with audit-ready legal flows, transparent structures, and GDPR-aligned data practices that protect both users and brands.

Instant Rewards that drives real loyalty

Delight users with low- and no-cost rewards through gamified redemption. Programmable tiers and dynamic value controls engage diverse audiences while ensuring measurable ROI.

SmartWallet™
The Foundation of
Connected Loyalty

The SmartWallet™ is a white-label, custodial SuperWallet that connects loyalty, payments, and identity under one seamless brand experience. It’s the engine that powers every next-gen experience, capturing consented data, powering real-time rewards, and enabling users to earn, redeem, and pay with ease.
Personalized experience
In-wallet notifications, offers, and digital collectibles tailored to each user.
Frictionless onboarding
Join instantly via Google, Apple, email, or phone - no app required
Privacy & consent built-in
Fully compliant data and identity management, ready for enterprise use.
Connected rewards
Link cards and pay with points directly from the wallet.

Inside the SmartWallet™

GAMIFIED GIVEAWAY

Bridge the gap between engagement and ROI

Powered by an AI recommendation engine, the gamified giveaway combines a template library, modular activity components, configurable reward logic, and a drag-and-drop builder for rapid deployment.

Each experience dynamically aligns to campaign goals and captures marketing, business, and spend outcomes for optimisation and smarter retargeting.

Gamification

AR-powered instant reward mechanics

Instant Win supports AR and 3D tap-to-reveal interactions, with rewards unlocked by geo-fenced locations or scheduled time-based drops.

Brands configure geo-zones, reward pools, probability rules, drop timing, and animations, enabling highly customizable and controlled engagement triggers.

Earn & Burn

A Rewards System That Drives Behavior

A programmable reward engine that gives brands full control over how points and entries are assigned to user actions. Administrators configure point value, entry amounts, multipliers, and tier rules, and can sell points to sponsors or merchants to expand the reward catalogue.

Redemption logic is fully programmable, enabling flexible tiers, partner-funded rewards, and custom burn paths.

AI personalization

Personalise every interaction

AI analyses user behaviour and preferences inside the SmartWallet to deliver the right offer, reward, or challenge at the right moment.

Each engagement makes the experience smarter and more relevant, increasing conversion, satisfaction, and lifetime value.

Seamless integration with your tech stack

From payments to CRM, SMT connects effortlessly with your existing systems and native apps, activating loyalty data across every channel.