A full stack for PROGRAMMABLE LOyalty

SMT provides the infrastructure to issue, manage, and redeem loyalty points as programmable value - embedded into your existing tech stack and designed for the next generation of consumers.

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Trusted by the world's biggest brands

The platform built for perfomance

Transform every cardholder interaction into measurable business growth through compliant, mobile-first experiences that capture consented data and drive repeat engagement.

Modern smartphone with a blank white screen and a front camera notch at the top.

Mobile app screen showing 'Windy City Wins' contest sponsored by Huntington Bank with options to Follow, Refer a Friend, visit Website, and play Trivia, each with entry counts.

Acquire

Data at your fingertips

Acquire verified cardholders

Activate next-gen customers

Attribute growth across channels

Engage

Capture attention, drive action

Keep your card top of wallet

Convert actions into measurable value

Drive repeat engagement

Reward

Deliver smarter rewards

Eliminate point liability

Offer smarter, low-cost rewards

Improve retention and long-term value

Built for financial grade trust and compliance

SMT meets the highest global standards for data security, privacy and compliance; empowering financial institutions to innovate with confidence.

Regulated by Design

Embedded KYC, AML, and regional compliance frameworks, built into every transaction.

Visa Trusted Technology

Industry-Leading Credibility through Visa Partnership

Enterprise-Grade Security

End-to-end encryption, real-time authorisation, and network-level protection for every transaction.

Transparent Data Control

Real-time reporting and audit visibility with full data ownership for issuers and institutions.

Tailored to your business, proven for your audience

See how SMT delivers measurable value across banks, sports, and consumer brands, with solutions designed for each audience.

Name

Stay compliant with GDPR, SOC2 and KYC/AML-ready frameworks

Gather consented first-party data that connects directly into your existing marketing stack

Boost activation and card usage with gamified experiences built for next-gen customers

Banks

Be like a Challenger bank, without the Challenge

Black smartphone with rounded edges shown angled slightly from the left side, screen turned off.

Capture incremental revenue through merchant-funded offers and card-linked incentives

Eliminate loyalty liability by moving points on-chain and simplifying redemption.

For banks

Run mobile, gamified fan experiences in-stadium and at home

Capture actionable first-party profiles linked to real fan behaviors.

Prove sponsor ROI and unlock new revenue channels through measurable outcomes.

Sports

Turn Fandom into Measurable Outcomes

Keep fans active year-round with challenges, rewards, and dynamic content.

Reduce acquisition costs by replacing paid ads with trackable, organic fan activation.

For teams

For sponsors

Capture first-party customer data tied to real actions and visits

Drive footfall with gamified incentives that boost in-store traffic

Enable shared rewards across stores, brands, or mall partners

Brands

All loyalty, no point liability

Reduce point liability with tokenized, on-chain reward value

Attribute visits, engagement, and redemption to each activation.

Name

Stay compliant with GDPR, SOC2 and KYC/AML-ready frameworks

Gather consented first-party data that connects directly into your existing marketing stack

Boost activation and card usage with gamified experiences built for next-gen customers

Banks

Be like a Challenger bank, without the Challenge

Capture incremental revenue through merchant-funded offers and card-linked incentives

Eliminate loyalty liability by moving points on-chain and simplifying redemption.

For banks

Run mobile, gamified fan experiences in-stadium and at home

Capture actionable first-party profiles linked to real fan behaviors.

Prove sponsor ROI and unlock new revenue channels through measurable outcomes.

Sports

Turn Fandom into Measurable Outcomes

Keep fans active year-round with challenges, rewards, and dynamic content.

Reduce acquisition costs by replacing paid ads with trackable, organic fan activation.

For teams

For sponsors

Capture first-party customer data tied to real actions and visits

Drive footfall with gamified incentives that boost in-store traffic

Enable shared rewards across stores, brands, or mall partners

Brands

All loyalty, no point liability

Reduce point liability with tokenized, on-chain reward value

Attribute visits, engagement, and redemption to each activation.

Why world class brands choose smt

Liability Optimization

We enable brands to better manage loyalty obligations and accelerate revenue recognition.

Higher Conversion

Frictionless earn-and-burn experiences increase overall program effectiveness.

New Revenue Streams

Frictionless earn-and-burn experiences increase overall program effectiveness.

Cross-Brand Distribution

Enables cross-program promotion that drive new customer flow, shared growth, and incremental value.

Rapid Deployment

Launch modular loyalty capabilities in 4–6 weeks, without ripping out existing systems or disrupting consumer experiences.

Intelligent Reward Engine

AI-driven incentives and gamified mechanics adapt dynamically based on how consumers engage, earn, and redeem.

Enterprise-Grade Security

Privacy-first, enterprise-ready frameworks aligned with GDPR, SOC 2, and partner-led KYC/AML requirements.

Smarter Loyalty Economics

Programmable point value and network participation unlock more efficient funding models and higher ROI across loyalty programs.

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Why world class brands choose smt

Our new loyalty solution empowers brands to reward customers not only for their transactions but for their active engagement, paving the way for secure, seamless and immersive digital and real-world experiences at their fingertips.”

I can’t say enough about how amazing this strategy is and the hype from cross-functional and product partners validates that.”

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SMT enable us to create engaging consumer centric experiences, that drive connections with our key audiences without the limitations of app based technology. Offering scalable tech forward solutions that help us push the boundaries across our brands”

The SMT technology has impressive capabilities. Which furthers our offering with easy-to-action innovation, without forgoing the crucial media, loyalty and business outcomes our clients want to see across every campaign. Working with the SMT is easy and enjoyable, and their flexible ways of working compliments our clients requirements”

SMT was amazing at understanding the brief and delivering excellent solutions. Proactive and collaborative throughout! This is exactly the platform that we need as an Olympics Partner”

The IMCF Rewards program shows how the right technology partner can turn big ideas into real-world fan engagement at scale. SmartMedia Technologies moved from concept to launch with remarkable speed, delivering a secure, intuitive experience that feels effortless for fans while creating measurable value for global organizations.”

This is a real global first for Jack Daniel's; it is our first venture into the Web3-powered internet. The brand has a long history of supporting music, and this campaign is a sensational example of pioneering a new way for artists and fans to connect."

Our pre-season tour is always a special time for connecting with our fans and collaborating with our partners across the globe. This year, in conjunction with our partner OKX, the 'Unseen City' campaign takes it to the next level by blending physical landmarks with digital engagement, providing a truly unique way for our supporters in the USA to get involved."

engagement proven in the real world

See how global brands, teams, and financial institutions use SMT to drive measurable participation, data capture, and revenue.

All case studies

EMEA

Turning Olympic Sponsorship into Measurable Fan Action

Samsung activated their Olympic CSR mission inside My Olympic Rewards, the official Paris 2024 fan engagement platform, enabling fans to move, create and solve challenges while generating measurable participation, first-party insights and stronger performance than traditional sponsorship formats.

150K

verified fans onboarded

‍higher engagement than traditional sweepstakes

83%

challenge completion rate

Turning Olympic Sponsorship into Measurable Fan Action

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All case studies

US North America

Sponsors + Issuers

Huntington Bank

How Huntington Turned Next-Gen Attention into Brand Action

Events bring the crowds. Huntington brought the experience. With a mobile-first, gamified activation across Chicago and Denver, HNB gave next-gen consumers a reason to engage and a reason to come back.

44%

of participants were incentivized to visit HNB’s website

3.8

avg outcomes per user

How Huntington Turned Next-Gen Attention into Brand Action

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All case studies

UK + Ireland

Brands - CPG

Pepsi Co

Pepsi Pass: Sip, Scan, Win, Repeat

Pepsi Pass turned QR scans on UK and Ireland cans into a six-month stream of games, challenges and rewards, creating a sustained value exchange that drove repeat engagement and delivered high-signal consumer insights.

49K

signups across the UK and Ireland

62%

opted into further marketing

data points collected per user into Salesforce

Pepsi Pass: Sip, Scan, Win, Repeat

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All case studies

Sponsors + Teams

Inter Miami

IMCF Rewards: A Global Reward Engine for Inter Miami CF Fans

Polkadot activated its Inter Miami CF sponsorship with a global rewards program that let fans earn points, entries and instant wins, generating behavioural insights and measurable value for both the sponsor and the club.

89%

of fans engaged from home

engagement activities completed per fan on avg

520+

rewards redeemed