Ready to Compete Like a Challenger Bank?
Launch a pilot in just 4 weeks and discover how gamified, compliant experiences can re-engage cardholders and prove business impact.
Be like a Challenger bank, without the challenge
Drive cardholder acquisition, fuel repeat engagement, and prove ROI through everyday actions
Capture more value at every step of the funnel. Consolidate loyalty, offers, and benefits into a seamless, modular gamified experience that boosts usage and retention, drive first-party data collection and incentivize consumer behaviour.
Trusted by the world's biggest brands
Gen Z And Millennials Are Reshaping The Banking Landscape
By 2030, Gen Z and Millennials will hold $33T in spending power.
Most banks still rely on outdated loyalty systems that fail to influence behaviour or keep customers engaged.
Most banks still rely on outdated loyalty systems that fail to influence behaviour or keep customers engaged.
Personalization is the loyalty gap
Banks invest in personalization, yet fewer than half of Gen Z and Millennial customers feel recognized or understood, leading to fragmented loyalty and increased switching.
Next-gen consumers demand more
Nearly 9 in 10 younger consumers want help understanding money, but fewer than a third turn to their bank for guidance, leaving a critical engagement opportunity untapped.
Advocacy outperforms incentives
Banks that build strong customer advocacy grow revenue 1.7x faster than peers relying on transactional incentives, with advocates holding more products and a larger share of wallet.
The platform built for PERFORMANCE
Transform every cardholder interaction into measurable business growth through compliant, mobile-first experiences that capture consented data and drive repeat engagement.
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Driving results that matter
Traditional Sweepstakes collect emails. Do that, and then some.
Built for Financial-Grade Trust and Compliance
SMT meets the highest global standards for data security, privacy, and compliance; empowering financial institutions to innovate with confidence.
Regulated by Design
Embedded KYC, AML, and regional compliance frameworks, built into every transaction.
Visa Trusted Technology
Industry-Leading Credibility through Visa Partnership
Enterprise-Grade Security
End-to-end encryption, real-time authorisation, and network-level protection for every transaction.
Transparent Data Control
Real-time reporting and audit visibility with full data ownership for issuers and institutions.
How Huntington Turned Next-Gen Attention into Brand Action
Read all case studies
US North America
Sponsors + Issuers
How Huntington Turned Next-Gen Attention into Brand Action
Events bring the crowds. Huntington brought the experience. With a mobile-first, gamified activation across Chicago and Denver, HNB gave next-gen consumers a reason to engage and a reason to come back.
44%
of participants were incentivized to visit HNB’s website
3.8
avg outcomes per user
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How Leading Global Brands Use SMT to Drive Measurable Engagement
SMT enables global organisations to consolidate digital touchpoints, collect first party data, and generate measurable outcomes across every customer journey.
Read case study
The 49ers “Sleep Over” giveaway delivered far more than a list of addresses. Fans completed quizzes, picked pillows, explored products, watched videos, and followed on social, generating a measurable ROI that exceeded expectations.
Outcomes:
$129K
delivered value
3x
higher Fan engagement compared to traditional sweepstakes
11,000+
verified emails collected
Read case study
OKX and Man City brought a digital twist to the U.S. tour with an AR collectible quest that turned everyday city landmarks into interactive touchpoints driving awareness for the club and its partners.
Outcomes:
62%
minted their digital collectibles on chain
66%
opt-in to ongoing marketing communications
52%
of fans won a reward, after completing the collectible challenge
Read case study
Filson turned their Seattle Kraken partnership into an interactive, in-arena fan experience, blending AR puck pickups, instant wins, and brand discovery to drive thousands of emails and real foot traffic into their flagship store.
Outcomes:
11,900+
verified emails collected
3,500+
in-arena sign-ups
6.7
avg outcomes per user
Performance-based pricing that scales with results
We price the same way you measure success, by outcomes.
With SMT you only pay for real fan engagement.
With SMT you only pay for real fan engagement.
Marketing outcomes:
Social Follow, Friend Referral and Website visits
Trivia and video watch
Mini Games and app download
Business outcomes:
Quiz, survey and vote (1PD)
On-site QR scan and geo-based AR drop (drive footfall)
Enroll card / Card Linking
Spend outcomes:
Receipt scanning
SKU Level Rewards
Starter
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B
B
Plus
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B
B
Pro
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