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The Monetization Layer for Connected loyalty
The Loyalty Media Network connects banks, brands, and sponsors through interoperable loyalty experiences, enabling new revenue streams, cross-program rewards, and measurable value for every partner.
Trusted by the biggest global brands
Connect loyalty across partners
Link banks, brands, and sponsors through a shared network where value, data, and rewards move freely, expanding reach while preserving control.
Turn engagement into revenue
Enable partners, sponsors, and brands to fund offers, rewards, or placements inside your loyalty ecosystem, generating measurable income with every interaction.
Higher engagement through intelligent targeting
AI-driven targeting ensures users see offers that match their interests, tier, or behaviour, driving higher engagement and stronger retention.
Everyone benefits from the network effect
Program owners earn new revenue, partners reach verified audiences, and users enjoy richer, more rewarding experiences, all within one compliant ecosystem.
01
Convert Loyalty Points into Blockchain Tokens
Point issuers opt into the StablePoint™ program and invite consumers to enrol.
Once enrolled, consumers can convert their existing loyalty points into branded tokens, locking in point value that never expires or depreciates.
02
On-Chain Liability Transfer from Program to Consumer
SMT’s protocol securely transfers point liability on-chain, reducing exposure and enabling immediate revenue recognition at a lower cost per point redeemed.
Liability is transparently recorded, ensuring real-time reconciliation and audit readiness.
03
Programmable Tokens for Cross-Program Redemption
Point redemption becomes programmable: issuers control where, when, and at what value points can be redeemed.
Programs can opt to allow redemption across third-party partners or marketplaces, driving incremental revenue while maintaining full oversight.
04
Pay with Points Using Blockchain Tokens and Stablecoins
Issuers can enable real-time redemption wherever Visa is accepted through the Visa/Bridge partnership.
Points can be redeemed like cash, used for statement credits, or spent via a SmartPoint Wallet linked to a Visa prepaid card with Visa Flex credentials.
